Guides to Spain's Non-Lucrative Visa — the residence route for retirees, sabbatical-takers, and anyone with passive income who won't be working in Spain.
NLV
The Non-Lucrative Visa is Spain’s main route for retirees and the financially independent. Here is what it actually takes in 2026: the income figure, the insurance rules, the document file, and the mistakes that get applications rejected.
NLV
Last updated: 24 April 2026 — income figures refreshed for the 2026 SMI increase (Real Decreto 39/2026) and new NLV work-cessation requirements If you're planning a move to Spain and you've been doing your research, you've almost certainly landed on the same two